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There are many law firms that make it their business to oppress everyday consumers into paying debts that they do not owe. These rogue lawyers and law firms use sneaky tactics to weasel money out of hardworking everyday people. One of the most notorious of these is the law firm of听Houslanger & Associates.

Todd E. Houslanger听founded the firm of Houslanger & Associates since 2005. They have been at the forefront of bad collection practices for a long time. They continue to get away with it when consumers, who do not know their听rights, are bullied into paying more than what they should. In fact in 2009 Houslanger & Associates was one of the law firms sued by the New York State Attorney General.

Houslanger & Associates are also sometimes associated with Libra Equities, Pinpoint Technologies and other Debt collection firms. They use their powers to听freeze bank accounts听and听wage garnishments. They have been sued multiple times in听federal court听for unlawful collection practices.

If you or a loved one received a phone call or letter from Houslanger & Associates do not speak to them without consulting with your own lawyer first.

The Lawyers at the Law Office of Abel L. 新91在线app, have decades of听experience听fighting rogue debt collectors. We know your rights and we can make sure that you get the lowest and best possible solution for your case. Call or Email听us Today.

Many people are dealing with the reality that old debts and accounts often creep up out of nowhere. That account may have been 15 even almost 20 years old in some cases. However there are debt collection agencies that specialize in breathing new life to these old debts. Two of these rogue collection agencies are known as听Pinpoint Technologies LLC听and听Pinpoint Technologies Too LLC.

Pinpoint Technologies has a rather infamous reputation for being one of the most notorious debt collection companies. Pinpoint Technologies has often been accused and sued for utilizing unlawful, sneaky, unfair and deceptive collection practices in order to coerce and trick poor consumers into paying debts that they did not owe. Pinpoint Technologies has also repeatedly been sued for using tactics such as sewer service in order to slip听judgments听through the court system. This means that Pinpoint Technologies was accused of falsifying affidavits in which they claimed to notify consumers of collection proceedings against them. Of course because the affidavit was falsified, the consumer was never actually notified about the collection cases and judgments. They would only find out about the unlawful acts after receiving a notice from a Marshal or Sheriff notifying them of a听wage garnishment听or a听freeze on their bank account.

Pinpoint Technologies and Pinpoint Technologies Too LLC sold their judgments to a few companies one of which being Libra Equities. This new collection agency is represented by听Todd E. Houslanger听from听Houslanger and Associates PC. If you received notice of judgment from a Marshall, Sheriff, Pinpoint Technologies our law firm can help fight this problem for you. We have decades of experience in removing judgments, stopping wage garnishment, and lifting bank levies. Feel free to send us an听email or call听us today.

As a new year rolls around many of us make resolutions. One of the top resolutions that people make is the commitment to finally get in shape. With that, we join a gym and sign on the dotted line which obligates us to pay a low monthly fee. But then our schedule changes and we may even relocate thus needing to cancel our gym membership. Then we go on with the rest of our lives and don’t even consider if a gym can send you to collections.

Can a Gym Send You to Collections?

Yes. If you sign a contract with a gym and fail to pay,听a gym can send you to collections.听If the cancellation is not done in writing you will still be sent to a听collection agency听which will assign a听debt collector听to try to听collect听the balance of the bill.

However many times it鈥檚 not so simple. People get caught in the trap of owing a lot of money based on those gym membership fees and don鈥檛 even realize it until they are contacted by a听debt collector,听collection agency, or have a听judgment听on the听credit report.

This happens because a lot of time gym memberships are similar to an apartment lease. That means many gyms will obligate you to a gym membership for a period of time such as one or two years. During that time you are not allowed to cancel except for relocating or medical reasons. Thus when you try to cancel the membership you may still be hit with the bill.

Do Smaller Gyms Send Members to Collection as Well?

There are many gyms, especially the smaller ones, that have taken the practice of sending every canceled account to a听collection agency听regardless of whether or not the cancellation was properly done. Sometimes unknowing consumers get barraged with听collection calls听from debt collectors who听demand a lot more money听than the balance that was left on the contract.

Other times unwittingly the client doesn鈥檛 know that they鈥檙e being sought until a听judgment听is taken against them which shows up on their听credit report. Sometimes the consumer鈥檚 wages are听garnished听or their听bank accounts frozen. Then after much digging, they realize that the $200 that they had left on the a gym membership has now ballooned to thousands of dollars worth of听interest, penalties, legal fees, and miscellaneous disbursements.

It鈥檚 always advisable if you must cancel your gym membership to do it in writing. However if you are receiving听collection calls听as a result of a canceled gym membership do not hesitate to immediately听contact听the Law Office of 新91在线app. One of our attorneys will be happy to speak with you and develop the most effective strategy to permanently resolve your situation.